Video Source:

Credit Analysts

Job Information

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.


  • Nearly 9 out of 10 loan officers work for commercial banks, savings institutions, credit unions, and related financial institutions.
  • Educational requirements range from a high school diploma for many loan officers to a bachelor's degree for commercial loan officers; previous banking, lending, or sales experience is highly valued.
  • Good job opportunities are expected for mortgage and consumer loan officers and excellent opportunities are expected for commercial loan officers.
  • Earnings often fluctuate with the number of loans generated, rising substantially when the economy is strong and interest rates are low.


Personality I'm organized
Salary $60,730/yr ($30.37/hr)
Job Outlook Average
Education Bachelors